Decide whether to pursue, renegotiate, or pass.

This live demo shows how Dilipilot turns seller files into a source-linked buyer diligence packet for an SBA-style SMB acquisition. The answer here is not "approve." It is: renegotiate structure before spending more diligence time.

Jump to report Request private walkthrough

Demo decision

Keep pursuing, but renegotiate. The business clears base-case coverage, yet downside DSCR falls below target unless the seller note, purchase price, or working-capital reserve moves.

TTM revenue

$2.06M

from S1 monthly P&L

Reviewed adjusted EBITDA

$342K

$80K net accepted add-backs

Asking price

$2.40M

7.0x reviewed EBITDA

Base DSCR

1.48x

after buyer salary reserve

Add-backs

Reviewed adjusted-earnings bridge

Each candidate has a visible decision and source trail.

Above-market owner compensation

Accepted

+$92,000

Owner salary exceeds replacement general manager estimate after retaining dispatcher and lead tech costs.

Source: S1, S4

One-time legal settlement

Accepted

+$18,000

Labeled settlement, non-recurring, and absent from prior periods.

Source: S1

Truck lease personal use

Edited

+$11,000

Buyer accepted 50% of the proposed amount pending vehicle logs.

Source: S1

Meals and entertainment

Rejected

Amount is recurring and not material enough for lender-facing adjustment.

Source: S1

Owner travel duplicate

Duplicate

Already included in the truck/personal-use review bucket.

Source: S1

Customer concentration reserve

Support requested

Pending

Top customer is 22% of revenue; buyer needs contract renewal support before relying on upside.

Source: S6

Bridge: $262,000 reported EBITDA + $80,000 net accepted add-backs = $342,000 reviewed adjusted EBITDA.