Summit Air HVAC acquisition
Decide whether to pursue, renegotiate, or pass.
This live demo shows how Dilipilot turns seller files into a source-linked buyer diligence packet for an SBA-style SMB acquisition. The answer here is not "approve." It is: renegotiate structure before spending more diligence time.
Demo decision
Keep pursuing, but renegotiate. The business clears base-case coverage, yet downside DSCR falls below target unless the seller note, purchase price, or working-capital reserve moves.
TTM revenue
$2.06M
from S1 monthly P&L
Reviewed adjusted EBITDA
$342K
$80K net accepted add-backs
Asking price
$2.40M
7.0x reviewed EBITDA
Base DSCR
1.48x
after buyer salary reserve
Financing
Sources, uses, debt service, and DSCR
The acquisition model is framed around lender-prep readiness.
| Sources and uses | Amount |
|---|---|
| Purchase price | $2,400,000 |
| Seller note | ($240,000) |
| Buyer equity | ($360,000) |
| Senior debt request | $1,800,000 |
| Closing costs and working capital | $185,000 |
| Total uses before reserves | $2,585,000 |
Debt-service view
Senior debt request is sized at $1.80M. Base-case annual debt service is $231K, leaving 1.48x DSCR on reviewed adjusted EBITDA. The model keeps a buyer salary reserve before coverage is shown.
1.48x base DSCR
$224K liquidity
7.0x EBITDA ask