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Summit Air HVAC acquisition

Decide whether to pursue, renegotiate, or pass.

This live demo shows how Dilipilot turns seller files into a source-linked buyer diligence packet for an SBA-style SMB acquisition. The answer here is not "approve." It is: renegotiate structure before spending more diligence time.

Demo decision

Keep pursuing, but renegotiate. The business clears base-case coverage, yet downside DSCR falls below target unless the seller note, purchase price, or working-capital reserve moves.

TTM revenue
$2.06M
from S1 monthly P&L
Reviewed adjusted EBITDA
$342K
$80K net accepted add-backs
Asking price
$2.40M
7.0x reviewed EBITDA
Base DSCR
1.48x
after buyer salary reserve

Report

Source-linked lender-submission prep report

The final packet shows the buyer what to submit and what to caveat.

Internal lender-submission prep packet

Recommendation: continue diligence only if the seller accepts a lower cash price, a larger seller note, or a working-capital reserve. The base case clears coverage, but the downside case falls below target.

Source-linked support: TTM revenue and EBITDA come from S1 and S2. Owner compensation support comes from S4. Existing equipment debt payoff comes from S5. Customer concentration remains pending on S6.

Buyer next questions: request AR aging, top-customer renewal documentation, vehicle-use logs, and confirmation that the legal settlement is non-recurring.

Prepared with Dilipilot as acquisition-finance preparation. This public sample is not financing advice, not a lending decision, and not external verification.
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